What is a certificate of insurance and how long does it take to get one?
A certificate of insurance provides proof to an interested party that you have coverage.  We understand timing is important in this area and issue certificates the day of request.

What is the procedure we should follow to file a claim?
Immediately following an incident, you should contact our office and we will assist you with the necessary paperwork to file all claims.

What type of insurance and what amounts are required for a shoot in the State of Florida?
Prices and coverage vary depending on the size of the project, type of filming, length of time of principal photography, equipment needs, etc.  Each project is different, and we can customize coverage to your specific needs.  No project is too big or small.

Our non-profit organization is planning a fund-raiser.  Do we need insurance?
Depending on the type of fund-raiser it is, there is a very good chance you will want to cover your organizations activities against potential accidents.

Does my basic homeowners insurance policy include wind, flood and hail damage?
In most cases, wind and hail damage are covered.  However, almost always flood insurance is a separate policy.

Do I need Worker's Compensation coverage?
Probably.  Under Florida law, most freelancers are actually employees of the production company, not independent contractors.  Call us for the latest Florida Worker's Compensation rules.

Do you cover rental equipment?
Yes.  We can cover rental equipment on a blanket basis...worldwide, short or long term.

What is necessary to get a quote on my film or video project?
You will need to provide us with your budget for the project, the script or synopsis, shooting schedule, and biography on principals.  We will then discuss your project with you, prepare necessary applications, and provide you with a complete quote.

How long does it usually take to get a quote?
On small projects, we are quite often able to get a quote within a day.   Larger productions may take a little longer.

Do I have to buy an annual policy?
No.  Many projects are short term, particularly features, TV specials and pilots, and coverage is issued accordingly.  DICE work is usually covered on a blanket basis using an annual policy.

Do I have to pay the premium all at once?
In short term policies, the premium must be paid in full at inception of coverage.  Annual policies can be financed with an easy payment plan.

Shouldn't I get quotes from several agents for my film project?
You are welcome to shop around yourself if you have the time.  However, we are independent agents and a part of our service is to go into the marketplace and "shop" the rates and coverages on your behalf, saving you the time, expense, and effort.