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Commercial General Liability
This is the coverage that takes you, your company or production off the hook if someone sues you and wins because of bodily injury or property damage to which the insurance applies. Plan on needing this coverage in almost every undertaking, as certificates of insurance are quite often the first thing asked for by studios, venues and vendors.
Professional Liability
Let's say you're a big time producer and you're sued over violation of copyright law. This insurance offers you peace of mind to pursue your profession without fear of personal retribution.
Third Party Property Damage Liability
We all know it was an accident that wiped out the hotel lobby overhang just before the camera crane bounced the little old lady into the pool. But guess what...it was your show!
Commercial Auto Liability
You need protection for all of your own vehicles plus those you're going to rent to move equipment and people around on your behalf. So go ahead and sign the "decline" block at the rental car counter once you have suitable coverage for all your vehicle needs.
Completion Bonds
In the big wide business and entertainment world, they want guarantees...so you give them what they want because you have confidence.
Worker's Compensation
This is how you protect your employees from the perils of the workplace. After all the hard work they give you, it's the least you can do. It's also the law in many states, including Florida.
Cast Insurance
You learn your big star leading lady cannot continue in your production due to an extended illness or accident, and you know her marquee value is what sold your financier. Boy, it's a good thing you have protection against this little problem!
Props, Sets & Wardrobe
For the day when the set falls out of the truck, the dry cleaner ruins the star's costume, the wind blows the candle and starts a fire onstage and burns the drapes...
Non-Owned Aircraft Liability
So, you rented a helicopter for that jungle scene...not without this little addendum to your package, we hope!
Watercraft
From underwater robots and ski boats to barges...if it's on water, you will want to include coverage for all your watercraft.
Miscellaneous Owned and Non-Owned Equipment
Before the director yells, "lights, camera, action", you'll need to see that all the lights, cameras, grip equipment, audio and other specialty equipment being used to create the action are properly insured. Renting all that equipment you need for the event is one thing, but protecting it from loss or damage is something the rental house will expect you to provide.
Building, Property, and Content
Even though you don't own the building, you'll want full coverage for all the goodies you put inside.
Rentee's Custody Coverage
When your precious rental equipment is in the possession of the film school students, you will want to have this coverage. It will help the students and give you peace of mind.
Event Liability
Plan on needing this protection if the public will be attending your event, even if it is a "freebie."
Faulty Film, Tape, Processing & Editing
Many perils can happen to your precious footage, i.e., wrong temperature, tape eating machinery, big hairy gorillas...who knows! Just think what it would do to your budget if you did not have this kind of protection.
Non-Appearance
Your headliner met a gorgeous redhead in the last city, had a car wreck, and hasn't been seen for two days, or the crew's all here, but the star is sick in the bathroom. Either way, you'll be commended on your foresight for the day you insured against circumstances beyond your control.
Venue Insurance
No matter what type or size your production is, venue owners demand proof of your responsibility before giving you the keys to their building.
Extra Expense
Remember the day the generator hit the bridge coming into location and everybody stood around for hours only to be sent home? That's the kind of extra expense we're talking about. Good thing you planned for it!
Animal Mortality
When your production counts on the appearance of animals, you can't afford the exposure of risk by not protecting your investment from unforeseen problems.
Bad Weather
A wonderful way to get a little protection against Mother Nature's fury and to turn a rainy day into a bright one.
Guild/Union Travel Accident
Although they are professionals, accidents do happen and it's best to be thoroughly protected. This dandy little bit of protection is required on guild and union signatory contracts.
Negative Film/Video
You really thought it would all work out, but never in your wildest dreams did you think the airplane would crash with your precious footage aboard. Think again and be prepared!
Theatrical Property/Musical Instruments
All the band's instruments were checked on the flight, but some of them arrived at their destination in less than working condition. We have coverage to protect even the most precious instruments under the most unpredictable circumstances.
Key Person Life Insurance
Having this protection offers a better chance of perpetuation to the business in the event tragedy strikes.
Life/Medical/Dental
With many options available in today's market in all areas of personal protection, you can be assured there is a plan that suits your needs.
Executive Benefits
In today's competitive marketplace, it's difficult to attract top level executives. Therefore, it's extremely important to provide for protection to insure their welfare.
Pension Plans/Profit Sharing
A viable and cost effective way to insure the peace of mind of each member who participates.
Group Medical
As the old sayings go, "two can live as cheaply as one" and "two heads are better than one" certainly apply when shopping for group health insurance.
Homeowners
Nothing is as important as one's castle and its residents, so make sure you take advantage of our expertise.
Auto Liability and Collision
Probably the very first type of insurance you ever purchased and we are still providing complete protection.
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